Central Bank of India P.O. General Awareness Solved Paper

Solved Paper
Central Bank of India Probationary Officers Exam., 2010
(Held on 25-7-2010)
General Awareness 

1. Equity schemes managed strong NAV gains, which boost their assets’ was a news in some financial newspapers. What is the full form of the term NAV as used in above head lines ?
(A) Nil Accounting Variation
(B) Net Accounting Venture
(C) Net Asset Value
(D) New Asset Venture
(E) None of these
Ans : (C)

2. As per reports published in various news papers, mutual fund companies showed 94 per cent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 per cent—
(A) Of the total investments they made collectively during the year
(B) More than their profits during previous year
(C) Of the total capital of the company
(D) Less than the total expenditure of the companies
(D) None of these
Ans : (B)

3. As per the news published in various news papers Pakistan has imposed 15 per cent regulatory duty on exports of cotton yarn. Why countries are required to impose regulatory duties on exports of some of their commodities while in the eyes of the layman more exports means more foreign exchange and more revenue for the Govt. ?
1. It is done to control the exports of a commodity as it may be needed more in local markets than in foreign countries.
2. It is done to control the general inflation in the country as the inordinate exports of various commodities create imbalance and also cost push inflation.
3. It is a good short time measure to collect more revenue from the exports of the commodity which is in high demand in overseas markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

4. As per the reports published in some major news papers ‘ADAG companies’ made good profits during the year. ADAG companies are popularly known as —
(A) Companies owned by Tata Group
(B) Aditya Birla Companies
(C) Reliance companies
(D) Companies owned by Aptech
(E) None of these
Ans : (C)

5. ONGC – Mittal Energy finds hydrocarbons in two blocks OPL-279 & OPL -285 in Nigerian sea was the news in some major news papers. what is the full form of the term OPL as used in the above head line ?
(A) Oil Prospecting License
(B) Ownership and Partnership Lease
(C) Overseas Private Line
(D) ONGC Petroleum Ltd.
(E) None of these
Ans : (A)

6. “Mutual Funds reported exceptional performance in 2009-10” was the news in major financial news papers recently. What is a mutual fund ?
1. A type of collective investment scheme that pools money from many investors and invest it in stocks, bonds or other money market instruments.
2. It is a subsidiary of a bank or financial company created specially to ralse money to be invested in a particular industry i.e. housing or insurance etc. The money raised thus cannot be invested anywhere else.
3. When several banks and financial companies come together and create a common pool of money to fund
mega infrastructural project like bridges, roads, power plants etc. the common pool is known as Mutual Fund.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)

7. As we all know the Bank Rate at present is fixed at 6%. What does it mean in context to the banking operations ?
(A) No bank will be able to give loan to any party on a rate lower than the Bank Rate
(B) Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients
(C) Banks are required to invest 6% of their total capital on financial inclusion and inclusive banking operations
(D) Banks will be required to give 6% of their total deposits to the Govt. of India for meeting its Balance of Trade requirements
(E) None of these
Ans : (A)

8. As per the reports in various news papers many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations/agencies issue the licence for the same ?
(A) Securities & Exchange Board of India (SEBI)
(B) Indian Institute of Banking & Finance (IIBF)
(C) Indian Bank Association
(D) Registrar of Companies
(E) None of these
Ans : (E)

9. We very frequently read about Europe’s Sovereign—debt crisis these day. Which of the following statement/s is/are true about the same ?
1. In early 2010 the Euro crisis developed in some countries like Greece, Spain and Portugal.
2. This created a credit default swap between the countries of the European Union.
3. SAARC countries have offered some assistance to some of severely affected countries like Portugal, Spain & Greece.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

10. As we all know the RBI has raised the Cash Reserve Ratio (CRR) by 25 bps. in April 2010. What action banks will have to take to implement the same ?
1. They will have to deposit some more money with the RBI as a reserved money.
2. Banks will be required to give some more loan to projects of the priority sector.
3. Banks will be required to give loan equivalent to the CRR to the Govt. of India for its day to day expenditure as and when required.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (A)

11. As per estimates given by the RBI the Economic Growth during the year 2010-11 will be at which of the following levels ?
(A) 6•5%
(B) 7%

Allahabad Bank Clerk Computer Knowledge Solved Paper

Allahabad Bank Clerk (Second Shift) Exam., 2011 (Held on 8-5-2011) Computer Knowledge Solved Paper
Allahabad Bank Clerk (Second Shift) Exam., 2011
(Held on 8-5-2011)
Computer Knowledge : Solved Paper


1. Information on a computer is stored as what ?
(A) Analog data
(B) Digital data
(C) Modem data
(D) Watts data
(E) None of these
Ans : (B)

2. C, BASIC, COBOL and Java are examples of ……… languages.
(A) low-level
(B) computer
(C) system programming
(D) high-level
(E) None of these
Ans : (D)

3. Most Web sites have a main page, the ………, which acts as a doorway to the rest of the Web site pages.
(A) search engine
(B) home page
(C) browser
(D) URL
(E) None of these
Ans : (B)

4. An email account includes a storage area, often called a(n)—
(A) attachment
(B) hyperlink
(C) mailbox
(D) IP address
(E) None of these
Ans : (C)

5. The ……… is the box that houses the most important parts of a computer system.
(A) software
(B) hardware
(C) input device
(D) system unit
(E) None of these
Ans : (D)

6. What type of computer could be found in a digital watch ?
(A) Mainframe computer
(B) Supercomputer
(C) Embedded computer
(D) Notebook computer
(E) None of these
Ans : (C)

7. What is a modem connected to ?
(A) Processor
(B) Mother board
(C) Printer
(D) Phone line
(E) None of these
Ans : (D)

8. A(n) ……… is a collection of information that determines which files you can access and which settings you use.
(A) network
(B) user account
(C) operating system
(D) file system
(E) None of these
Ans : (B)

9. The space in your computer that loads and works with data—
(A) cache memory
(B) CPU
(C) megabyte
(D) RAM memory
(E) ROM memory
Ans : (D)

10. ……… hard drives are permanently located inside the system unit and are not designed to be removed, unless they need to be repaired or replaced.
(A) Static
(B) Internal
(C) External
(D) Remove
(E) None of these
Ans : (B)

11. A computer ……… consists of two or more computers and other devices that are connected for the purpose of sharing data and programs.
(A) network
(B) system
(C) workstation
(D) device
(E) None of these
Ans : (A)

12. The taskbar is located—
(A) on the Start menu
(B) at the bottom of the screen
(C) on the Quick Launch toolbar
(D) at the top of the screen
(E) None of these
Ans : (B)

13. Once information is input into a computer, it becomes—
(A) objects
(B) data
(C) ideas
(D) facts
(E) None of these
Ans : (B)

14. Generally, you access the Recycle Bin through an icon located—
(A) on the desktop
(B) on the hard drive

Andhra Bank Exam pattern and Previous year papers

Andhra Bank Clerk Recruitment Test


Andhra Bank clerk recruitment test is a objective test and cover four aspects:

1. Numerical Ability

2. English

3. Aptitude

4. Reasoning

For every wrong answer there is a provision of negative marking also.


Andhra Bank 2011-2012 Bank PO and Clerk Recruitment


Andhra Bank Previous Year Papers Andhra Bank Sample papers 

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Andhra Bank Clerk Exam 2011 English Solved Paper

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2011 Allahabad Bank Recruitment For Probationary Officers 2011 Recruitment for Bank PO

Allahabad Bank 2011 Recruitment For Probationary Officers 


Post: Probationary Officer
Total Vacancies: 1500
Age limit: 21-30 years as on 01-01-2011 age relaxation as per rules.

Educational qualification: 

Graduation Degree in any discipline with 55% marks (SC-ST-PC 50% marks)

Selection procedure: 


It will be based on the performance in Written Test and Interview.

Application Form: 

For General and OBC category candidates has to pay: Rs.400/-
And for (Rs.50/- for SC/ST/PH candidates) to be deposited in the Allahabad Bank's CBS Branches by Challan.

Note:
Apply online at Allahabad Bank website only from 01/02/2011 to 01/03/2011.


Important Dates :


Opening date for online registration: 01-02-2011
Last Date for online registration: 01-03-2011
Date for payment of fee: 01-02-2011 to 01-03-2011

Written Examination: 17-04-2011

For more information visit to: http://www.allahabadbank.com/recruitment.asp


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Indian Overseas Bank (IOB) 2012 Recruitment of 1500 Probationary Officer

IOB 2012 Recruitment, Selection procedure, eligibility criteria and interview schedule


Indian Overseas Bank (IOB)announced the On-line applications form for students who have taken the Common Written Examination (CWE) for Probationary Officers /Management Trainees conducted by IBPS in Sept / Nov 2011 for the post of Probationary Officers in Junior Management Grade Scale – I. 


IOB PO 2012 recruitment vacancies  details


Post: Probationary Officer, Junior Management Grade, Scale – I


Posts: 1500 (SC- 223, ST- 149, OBC-392, GEN-736)


Pay scale:14500 - 600/7 – 18700 - 700/2 - 20100 - 800/7 - 25700 plus DA, HRA, CCA


Age limit: 21-30 Years (As on 01.07.2011), Age relaxations as per Govt. rules


Interview schedule for Indian overseas bank IOB 2012 recruitment

For Indian overseas bank IOB interview only those students called  who rank sufficiently high in the order of merit in Common Written Examination (CWE) conducted by IBPS in Sept / Nov 2011, as per the cut-off marks decided by the Bank will be called for the Interview.


The Interview will carry 50 Marks. Minimum qualifying marks in the Interview will be 22.50 marks for General Category and 20.00 marks for SC/ST/OBC/PC Candidates. 


Final selection in IOB will be made on the basis CWE marks and interview score.


Important dates:


online registration for IOB recruitment 2012 PO vacancies starts from: 30-03-2012


Closing Date for IOB recruitment 2012 PO vacancies online registration: 19-04-2012


Payment of Application Fee/Postage Charge from: 30-03-2012 to 19-04-2012


Tentative Date of Interview for IOB recruitment 2012 PO vacancies: May/June 2012


Books and previous year papers for IBPS CWE

Utt. Gramin Bank Office Assist Exam, 2011 : GE Solved Paper

Uttaranchal Gramin Bank Office Assistant Exam., 2011
(Held on 10-4-2011)
General English : Solved Paper

Directions—(Q. 1 to 12) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the question—

One of the boys in a small village was sent out to the fields to look after some sheep. He was instructed bye the villagers to mind the sheep and take care of them. ‘Don't let them stray,’ said the villagers to him. “And keep a good look out for the wolves. Don't go far away’, and if you see a wolf coming near the sheep; shout out ‘wolf!’ as loudly as you can and we will come at once to help you.” ‘All right!’ said the boy, ‘I will be careful.’ So every morning he drove his sheep out to the hillside and watched them all day. And when evening came, he drove them home again. But after a few days he got rather tired of this lonely life. Nothing happened and no wolves came. So one afternoon he said to himself. “These villagers have given me a very useless job. I think I will play a trick on them, just for fun.”

So he got up and began shouting as loudly as he could, ‘Wolf ! Wolf !’ The people in the village heard him, and at once they came running with their sticks. ‘Wolf ! Wolf !’ shouted the boy; and they ran faster. At last they came up to him out of breath. “Where is the wolf ?” they panted. But the boy only laughed and said: “There is no wolf. I only shouted for fun. And it was fun to see you all running as hard as you could !” The men were very angry. “You mischievous boy !” they said. “If you play a trick like that again, we will beat you instead of the wolf.” And they went back to their work in the village. For some days the boy kept quiet. But he got restless again, and said to himself : “I wonder if they will come running again if I cry wolf once more. It was so much fun the last time.”

So once more he began shouting, ‘Wolf ! Wolf’ ! The villagers heard him. Some said, “That boy is up to his tricks again”. But others said, “it may be true this time; and if there really is a wolf, we shall lose some of our sheep.” So they seized their sticks, and ran out of the village to the sheep.

“Where is the wolf ? ” they shouted, as they came up. ‘Nowhere!’ said the boy laughing. “It was fun to see you running up the hill as fast as you could.” “We will teach you to play jokes,” shouted the angry men; and they seized the boy and gave him a good beating, and left him crying instead of laughing.

A few days later a wolf really did come. When the boy saw it, he was very frightened and began shouting ‘Wolf ! Wolf !’ The villagers heard him, but they said. “We won't make a fool of ourselves for a third time. You can't believe a boy after you have caught him lying twice.” So no one went to help him, and the wolf killed several sheep and frightened the boy nearly out of his wits. But he learnt his lesson.

1. What was the task given to the boy in the village ?
(A) The boy was asked to mind the sheep
(B) The boy was instructed to play a prank on the villagers
(C) The boy was asked to count the sheep on the hill side
(D) The boy was instructed to capture the wolf
(E) The boy was asked to feed the sheep to the wolf
Ans : (A)

2. Why did the boy yell out ‘Wolf’ the first time ?
(A) He was practising in case a wolf really appeared
(B) He wanted to scare the sheep
(C) He wanted to play a trick on the villagers
(D) He thought he saw a wolf
(E) He wanted to call out to the wolf
Ans : (C)

3. Why did the villagers beat the boy ?
1. The boy refused to look after the sheep.
2. The boy made them run up the hill for fun.
3. He let the wolf eat some of the sheep.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (2) and (3)
(E) Only (1) and (3)
Ans : (B)


4. Why did the villagers ignore the boy's shouts the third time?
(A) They were tired of playing games with the boy
(B) They could not understand what the boy was saying
(C) The boy had lied to them twice earlier
(D) They were tired of running after the boy
(E) They could not leave their work in the village
Ans : (C)

5. What could be an appropriate moral of the story ?
(A) Never tell lies
(B) Never play with animals
(C) Never shout ‘Help’
(D) Jokes do no harm
(E) Never chase wolves
Ans : (A)

6. What lesson did the boy learn from the villagers ?
1. The boy learnt not to joke around about serious matters.
2. The boy learnt never to make people run unnecessarily .
3. The boy learnt how to mind the sheep.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (2) and (3)
(E) Only (1) and (3)
Ans : (A)

7. Why did the boy feel that he was given a useless job?
(A) The sheep were always lethargic
(B) He could not play any tricks on the wolves
(C) There were no wolves in the area
(D) He felt he was wasting his time as no wolf came around
(E) The sheep never troubled him
Ans : (D)

8. Which of the following sentences is true of the boy as given in the passage ?
(A) The boy was poor
(B) The boy was trustworthy
(C) The boy had no friends
(D) The boy was useless
(E) The boy was mischievous
Ans : (E)

9. What could be an appropriate title for the story ?
(A) The boy who cried ‘Wolf’
(B) The imaginary ‘Wolf’
(C) The Lost Sheep
(D) The Honest Shepherd Boy
(E) The Villain Villagers
Ans : (C)

Directions—(Q. 10 to 12) Choose the word which is most nearly the SAME in meaning as the word printed in bold as used in the passage.

10. Hard
(A) Comfortably
(B) Calmly
(C) Tough
(D) Long
(E) Fast
Ans : (E)

11. Several
(A) Limited
(B) Large
(C) Few
(D) Many
(E) Unlimited
Ans : (D)

12. Useless
(A) Carefree
(B) Easy
(C) Fun
(D) Secure
(E) Futile
Ans : (E)

Directions—(Q. 13 to 17) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E) i.e., ‘No error’. (Ignore the errors of punctuation, if any).

13. You can help (A) / yourself to some biscuits, (B) / although there are (C) / a less left. (D) No error (E)
Ans : (D)

14. Each soldier were (A) / praised for his bravery, (B) / and was each (C) / given a medal. (D) No error (E)
Ans : (A)

15. The aim of (A) / the organisation is to (B) / educate the public about (C) / the dangers of the smoking. (D) No error (E)
Ans : (E)

16. People who smoke (A) / are not the only ones (B) / to be affect (C) / by lung cancer. (D) No error (E)
Ans : (C)

17. There was no one`(A) /`from America (B) / between the many tourists (C) / in the train. (D) No error (E)
Ans : (C)

Directions—(Q. 18 to 24) Which of the group of words/phrases (A), (B), (C) and (D) given below each sentence should replace the group of words printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and no correction is required, mark (E) as the answer.

18. He has played for the national team in 65 matches so far—
(A) is playing
(B) have played
(C) playing
(D) play
(E) No correction required
Ans : (E)

19. Wait here until I will call you—
(A) am calling
(B) am going to call
(C) call
(D) shall call
(E) No correction required
Ans : (C)

20. Since the car broke down we must get a taxi—
(A) must have got
(B) had got to get
(C) had to get
(D) getting
(E) No correction required
Ans : (C)

21. The students made some research on the benefits of irrigation in agriculture—
(A) did some researches
(B) did some research
(C) made research
(D) took some research
(E) No correction required
Ans : (A)

22. The children were enjoyed taken to the zoo—
(A) enjoyed being taken
(B) were enjoyed taking
(C) enjoyed taking
(D) enjoyed
(E) No correction required
Ans : (A)

23. The park attendant told us not to throws litter on the ground—
(A) to don't throw
(B) not to have thrown
(C) not to throw
(D) not to thrown
(E) No correction required
Ans : (C)

24. There was too many people trying to get into the football stadium—
(A) There was too much
(B) There were too many
(C) There were too much
(D) It was too many
(E) No correction required
Ans : (B)

Directions—(Q. 25 to 29) Pick out the most effective word from the given words to fill in the blanks to make the sentence/group of sentences meaningfully complete in the context of the sentence.

25. Why do I always have to stay at home ? Anita …… her parents.
(A) questioned
(B) exclaimed
(C) said
(D) answered
(E) felt
Ans : (A)

26. My friends went to see the film …… our favourite actress was acting in it.
(A) if
(B) because
(C) so
(D) but
(E) also
Ans : (B)

27. …… we have a television set we do not watch anything on it.
(A) Although
(B) Inspite
(C) Besides
(D) But
(E) Just
Ans : (A)

28. We have not had a spare moment …… the morning.
(A) for
(B) since
(C) even
(D) by
(E) over
Ans : (C)

29. Amit is working …… for his examination.
(A) badly
(B) easily
(C) usually
(D) heavily
(E) hard
Ans : (E)

Directions—(Q. 30 to 34) In each question below, four words printed in bold type are given. These are lettered (A), (B), (C) and (D). One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence. Find out the word that is inappropriate or wrongly spelt, if any. The letter of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark (E) i.e. ‘All Correct’ as your answer.

30. My friend (A) was bruised (B) quiet (C) badly in a recent accident. (D) All correct (E)
Ans : (C)

31. If you should (A) need more information, (B) please telefone (C) our main office. (D) All correct (E)
Ans : (C)

32. If you resist (A) the first temptation, (B) the next will be easier (C) to overcome. (D) All correct (E)
Ans : (E)

33. Stones (A) should not be throne (B) by those who live (C) in glass houses. (D) All correct (E)
Ans : (B)

34. Success (A) or failure (B) depends largely (C) on our own efferts. (D) All correct (E)
Ans : (D)

Directions—(Q. 35 to 40) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
1. The inscription read : Greed is the root of all evil, remember this and you will be a better man.
2. But there was no treasure there, only an inscription on the underside of the rock.
3. The Arab felt sure there was a great treasure hidden beneath it and worked hard to turn it over.
4. An Arab while crossing a desert came across a huge rock half buried in the sand.
5. After several hours he finally succeeded.
6. Engraved on the rock were words turn me over and you will benefit from it.\

35. Which of the following should be the THIRD sentence after the rearrangement ?
(A) 1
(B) 4
(C) 6
(D) 3
(E) 5
Ans : (E)

36. Which of the following should be the SECOND sentence after the rearrangement ?
(A) 2
(B) 3
(C) 6
(D) 1
(E) 5
Ans : (B)

37. Which of the following should be the FIRST sentence after the rearrangement ?
(A) 4
(B) 3
(C) 6
(D) 2
(E) 5
Ans : (A)

38. Which of the following should be the FIFTH sentence after the rearrangement ?
(A) 4
(B) 3
(C) 2
(D) 1
(E) 6
Ans : (E)

39. Which of the following should be the FOURTH sentence after the rearrangement ?
(A) 3
(B) 4
(C) 6
(D) 2
(E) 5
Ans : (D)

40. Which of the following should be the SIXTH (LAST) sentence after the rearrangement ?
(A) 5
(B) 1
(C) 3
(D) 4
(E) 6
Ans : (B)

Directions—(Q. 41 to 50) In the following passage there are blanks each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested one of which fits the blank appropriately. Find out the appropriate word in each case.

A rich landowner was on his deathbed. Gasping for breath, he told his three sons to dig under his bed when he was gone, and saying that, gave up his life. Some days later, the sons dug at the spot and unearthed three pots. …41… one above the other. The topmost pot contained mud; the middle pot contained dried cow dung and the …42… pot contained straw. Below this pot there was a silver coin. The brothers were puzzled. “Obviously, father meant to …43… some message to us through the pots and their contents,” said the oldest brother. ‘But what ?’ They …44… for a while but …45… of them could come up with an explanation.

Finally they decided to …46… their doctor who was also a family friend. The doctor laughed when the brothers put their problem before him. “Your father loved puzzles.” he said, “and I think he could not resist setting up one last one. The interpretation is simple. The topmost pot contains mud you say, that …47… he wants his eldest son to have his fields. The second pot contains cow
dung. It means he wants his second son to have his …48… of cattle. The last pot contains straw. Now straw is golden-coloured, that means he wants his youngest son to have all his gold.” The brothers were happy with the way their father had apportioned his wealth and marvelled at the doctor's …49…. “But one thing remains unexplained,” said the youngest brother. “The silver coin at the bottom of the pots.” “Your father knew you would come to consult me,” smiled the doctor. “The coin is my …50…”.

41. (A) looking
(B) only
(C) stand
(D) stood
(E) placed
Ans : (E)

42. (A) least
(B) lowest
(C) less
(D) deep
(E) lesser
Ans : (B)

43. (A) convey
(B) tell
(C) say
(D) order
(E) teach
Ans : (A)

44. (A) think
(B) thought
(C) ponder
(D) relaxed
(E) taught
Ans : (B)

45. (A) no
(B) one
(C) either
(D) some
(E) none
Ans : (E)

46. (A) go
(B) asked
(C) told
(D) consult
(E) take
Ans : (D)

47. (A) meaning
(B) telling
(C) suggesting
(D) reflecting
(E) means
Ans : (E)

48. (A) flock
(B) herd
(C) gathering
(D) school
(E) all
Ans : (B)

49. (A) wisdom
(B) suggestion
(C) effort
(D) brilliant
(E) witty
Ans : (A)

50. (A) friendship
(B) pot
(C) keep
(D) fee
(E) desire
Ans : (D)

PNB Specialist Officers Exam, 2011: English Language (Fully Solved)

Punjab National Bank (Specialist Officers) Exam., 2011
English Language : Solved Paper(Held on 28-8-2011)

Directions–(Q. 1-15) Read the following passage to answer the given questions based on it. Some words / phrases are printed in bold to help you locate them while answering some of the questions.

The advent of technology has fundamentally changed our lives, but one thing is for sure: The velocity of technological change will accelerate in an exponential manner with significant ramifications for all of us. Just imagine: over half of the scientists and engineers who have ever lived are alive today. China adds about 6.5 million graduates every year, half of them engineers and scientists. It is not only the sheer number of "innovators" who will push the boundaries of science, technology and ultimately life-change, but also the greater degree of interconnectivity which accelerates the generation of knowledge and creates a much more entrepreneurial environment for innovation and change.

What is particularly striking is this dimension of change. Today's technological evolution no longer solely affects what we are doing, but also who we are. Of course, the Internet is in many ways still a tool, but it has also become part of our DNA. This is true for governments (just think of WikiLeaks), for businesses and for individuals. In some way, we are "outsourcing" parts of ourselves – and this raises the question: Who owns our 'inner most' self -our desires or our mobile phone records, capturing where we are going and with whom we are meeting. Is it technology companies, our local phone providers, or is it still us ?

It is not only the velocity and nature of change, but also the increasing multiplicity of actors which characterizes the world of today and tomorrow. Ten years ago, the Group of Eight (G-8) countries represented more than 60% of the world's economic power. Today, much more than half of the world's economic growth is produced by so-called emerging countries. This multiplicity of actors not only highlights the geographic expansion and the extension of multi-stakeholder impact, but it also underscores the fact that power is shifting from the top down and from the centre to the periphery -leaving almost seven billion people who want to have their say and the capability to do so.

The geoeconomic and geopolitical power shifts taking place will fundamentally change our lifestyles – equally, so too will the cultural seismic shifts that are occurring. Going forward, prevailing Western values will have to increasingly accommodate Asian values, and vice-versa. By 2025, four of the five largest economies in the world will be non-Western and close to half of the Fortune 500 companies will originate in emerging countries. This will have a direct impact on all of us in terms of new brands, new lifestyles and new industrial ownership structures.

All of these accelerated trends – velocity, multiplicity, interconnectivity – are creating a completely new world in which the mastering of complexities will be the key challenge. Of course, the more complex the system is, the greater the risk of systemic breakdowns.

1. Which of the following is predicted about world' s largest economies by 2025 ?
(A) Three out of the five largest economies will be Asian
(B) Four out of the five largest economies will be western
(C) Three out of the five largest economies will be non-western
(D) The top five largest economies will be non-western
(E) None of these
Ans : (E)

2. Which of the following is indicated about technology ?
(A) Technology changes will be more rapid now
(B) Technology will not bring about major societal changes now
(C) Number of innovations has gone down now
(D) Technologically advanced countries will represent 60% of world's economic power
(E) Telecommunication will see more advancement as compared to other areas
Ans : (A)

3. Which of the following would, in future, be true about cultural changes ?
(A) Western culture will affect Asian culture
(B) Asian culture will affect western culture
(C) Both western and Asian culture and values will adjust and mingle with each other
(D) No culture will be able to influence the other culture
(E) Inspite of other rapid changes, cultural changes will be slow
Ans : (C)

4. Which of the following is predicted about the Fortune 500 Companies ?
(A) Many of these companies will shift their base to the emerging countries
(B) Fortune 500 will be replaced by Fortune 2025
(C) Many new companies initiated in emerging countries will find place in Fortune 500
(D) None of the presently included countries will remain in Fortune 500 group by 2025
(E) The share of western countries will be less than 20% in Fortune 500
Ans : (C)

5. Which of the following may be the best title for the passage ?
(A) Technology
(B) New world complexities
(C) Convergence of Asian Values
(D) Innennost Vs outerself
(E) Changing lifestyle by 2025
Ans : (B)


6. Which of the following is true about world economy?
(A) The share of G-8 countries in the economic growth is just 10%
(B) More countries from western world now contribute to the world's economy
(C) There are five countries which contribute about 60% of world's economic growth
(D) More than 50% of world's economic growth now comes from developing countries
(E) The growth rate of GDP of most of the western countries is much more than what it was 10 years ago
Ans : (D)

7. Which of the following best describes the meaning of "push the boundaries" as used in the passage ?
(A) accept the challenge
(B) creating more competition
(C) prove to the world
(D) achieve the unimaginable
(E) take technology from one area to the other
Ans : (A)

8. Which of the following has now become a part of our DNA ?
(A) Global cooperation
(B) Internet
(C) Western values
(D) Complex life style
(E) None of these
Ans : (D)

9. Which of the following would be the key challenge in the new world ?
(A) Controlling geopolitical power shifts
(B) Mastering the emerging complexities
(C) Pushing the boundaries of science
(D) Overcoming the power of internet
(E) The power shift from the centre to the periphery
Ans : (E)

Directions–(Q. 10-13) Choose the word(s) which is most nearly the same in meaning of the word printed in bold, as used in the passage.

10. accommodate(A) alter
(B) domesticate
(C) barrack
(D) include
(E) abide
Ans : (D)

11. ramifications
(A) ractifications
(B) backlashes
(C) consequences
(D) issues
(E) reverberations
Ans : (C)

12. accelerated
(A) new found
(B) unexpected
(C) rabid
(D) systemic
(E) fast paced
Ans : (E)

13. advent
(A) over-use
(B) importance
(C) approach
(D) arrival
(E) assurance
Ans : (D)

Directions–(Q. 14-15) Choose I the word(s) which is most opposite in meaning of the word printed in bold, as used in the passage.

14. striking
(A) friendly
(B) undistinguished
(C) interlocking
(D) noticeable
(E) non-colliding
Ans : (B)

15. key
(A) subsidiary
(B) closed
(C) primal
(D) locked
(E) over-ruled
Ans : (A)

Directions–(Q. 16-25) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Delhi and Mumbai are the fifth and third cheapest cities of the world, out of 134 ...(16)..., says a news report. This comes as a ...(17)..., naturally, to those who live in these places and have been led to. ..(18) ... that they lead a pretty expensive life. Particularly what with the global commodity price boom pushing up material prices and all kinds of labour costs. With their considerable experience in 'arranging' surveys to deliver the desired results, many a Dilliwala or Mumbaikar might be tempted to ...(19)... the survey which came up with these results was ...(20)... by some sponsor or the other. Such cynicism goes out of the ...(21) ...when the same news report reveals that the survey was conducted by a respectable organisation. ...(22) ...a scrutiny of the top five cities and the two Indian cities, neighbours at the bottom yields a clue.

Tokyo leads the pack, followed by Oslo, Kobe, Paris and Zurich. One cannot readily vouch for Paris, but the other four are some of the most placid peaceful cities of the world. When we come to the bottom of the ranking, giving ...(23)... to Delhi and Mumbai are Tehran. Tunis and Karachi, the last mentioned being crowned the cheapest city of them all. Karachi gives the game away immediately, lifting all ...(24)... over what exactly is cheap in these places jostling for space at the bottom of the list. Life liberty and human dignity are what goes ...(25)... in these towns and what makes Delhi and Mumbai worthy contenders in the race to global cheapness. When crime goes unchecked, even after being widely reported and condemned, and criminals run rampant, life gets degraded, deformed, even extinguished. Life, in other words, gets cheap. Call it the lighter side of death.

16. (A) bigger
(B) participated
(C) sought
(D) designed
(E) surveyed
Ans : (E)

17. (A) reckoner
(B) shock
(C) mistake
(D) grief
(E) relief
Ans : (B)

18. (A) style
(B) believe
(C) display
(D) pretend
(E) deny
Ans : (B)

19. (A) deny
(B) protest
(C) oppose
(D) conclude
(E) conduct
Ans : (D)

20. (A) matched
(B) improved
(C) sponsored
(D) rejected
(E) manipulated
Ans : (E)

21. (A) doubt
(B) wisdom
(C) city
(D) door
(E) senses
Ans : (D)

22. (A) But
(B) Whether
(C) Would
(D) If
(E) As
Ans : (A)

23. (A) competing
(B) hints
(C) company
(D) significance
(E) threat
Ans : (C)

24. (A) inhibition
(B) definitions
(C) dependency
(D) mystery
(E) censor
Ans : (D)

25. (A) cheap
(B) unreported
(C) miss
(D) complex
(E) jostling
Ans : (A)

Directions–(Q. 26-35) Read each sentence to find out whether there is any grammatical error in it or a wrong word has been used. The error, if any, will be in one part of the sentence which has been lettered (A), (B), (C) or (D). The letter of that part is the answer. If there is no error, the answer is (E) i.e. 'No error'. (Ignore the errors of punctuation, if any).

26. To begun with (A) / three agencies were (B) / retained to study (C) / and submit recommendations. (D) No error (E)
Ans : (A)

27. To clamp down on illegal mining (A) / that loses money for the Exchequer, (B) / local people need to empowered (C) / to vet and oversee operations. (D) No error (E)
Ans : (C)

28. In real terms, it (A) / means passing up on (B) / opportunities that presents (C) / themselves to us. (D) No error (E)
Ans : (E)

29. The failure to control (A) / losses or increase revenues (B) / in a market growing (C) / in double digit is significantly. (D) No error (E)
Ans : (D)

30. There have been (A) / marked changes, (B) / but social rather (C) / then economic. (D) No error (E)
Ans : (D)

31. Notwithstand his (A) / frequent indisposition, (B) / he has diligently attended (C) / every single court hearing. (D) No error (E)
Ans : (A)

32. The administration continued to (A) / improve bilateral relations, (B) / while deepening and (C) / formalizing the economic dialogue. (D) No error (E)
Ans : (E)

33. The cause of rising crimes (A) / against women has its roots (B) / in the skewed sex ratio which (C) / males outnumber females. (D) No error (E)
Ans : (C)

34. Now that more and more (A) / internet sites are tailored (B) / their services to the requirements of individual users, (C) / queries may yield different outcomes for different people. (D) No error (E)
Ans : (B)

35. These are among (A) / the many contentious points (B) / that the author make (C) / in his controversial book. (D) No error (E)
Ans : (C)

Prathama Gramin Bank Officers Exam, 2011 : English Language (Fully Solved)

Prathama Gramin Bank Officers Exam., 2011
(Held on 25-9-2011)
English Language : Solved Paper

Directions–Read the following passage carefully and answer the questions given below them. Certain words/expressions are given in bold to help you locate them while answering some of the questions.

The Battle of Gettysburg was fought during the first three days of July, 1863. During the night of July 4, Lee began to retreat southward while storm clouds' deluged the country with rain. When Lee reached the Potomac river with his defeated army, he found a swollen, impassable river in front of him, and a victorious Union army behind him. Lee was in a trap. He couldn't escape. US President, Abraham Lincoln saw that. Here was a golden, heaven-sent opportunity - the opportunity to capture Lee's army and end the war immediately. So, with a surge of high hope, Lincoln ordered General Meade not to call a council of war but to attack Lee immediately. Lincoln telegraphed his orders and then sent a special messenger to Meade demanding immediate action.

And, what did General Meade do ? He did the very opposite of what he was told to do. He called a council of war in direct violation of Lincoln's orders. Finally the water receded and Lee escaped over the Potomac with his forces.

Lincoln was furious. "What does this mean ?" Lincoln cried "Great God ! What does this mean ? We had them within our grasp, and had only to stretch forth our hands and they were ours; yet nothing that I could say or do could make the army move. Under the circumstances, almost any general could have defeated Lee.

In bitter disappointment, Lincoln sat down and wrote Meade this letter. And remember, at this period of his life, he was extremely conservative and restrained in his phraseology. So this letter coming from Lincoln in 1863 was tantamount to the severest rebuke.

"My dear' General,

"I do not believe you appreciate the magnitude of the misfortune involved in Lee's escape. He was within our easy grasp, and to have closed upon him would, in connection with our other late successes, have ended the war. As it is, the war will be prolonged indefinitely. If you could not safely attack Lee last Monday, how can you possibly do so south of the river, when you can take with you very few -not more than two-thirds of the force you then had in hand ? It would be unreasonable to expect and I do not expect that you can now effect much. Your golden opportunity is gone, and I am distressed immeasurably because of it."

What do you suppose Meade did when he read that letter ?

Meade never saw that letter. Lincoln never mailed it. It was found among Lincoln's papers after his death.

My guess is – and this is only a guess – that after writing that letter, Lincoln looked out of the window and said to himself, "Just a minute. May be I ought not to be so hasty. It is easy enough for me to sit here in the quiet of the White House and order Meade to attack; but if I had been up at Gettysburg, and if I had seen as much blood as Meade had seen during the last week, and if my ears had been pierced with the screams and shrieks of the wounded and dying, maybe I wouldn't be so anxious to attack either."

1. Which of the following is the author's guess about the reason for Lincoln's withholding the letter to General Meade ?
(A) There was no point in lamenting over spilt milk as the matter was already over
(B) Decisions taken while sitting in ivory tower may not be as appropriate as those taken after witnessing the battle field
(C) The blood seen at the battle field and the shrieks of the dying heard by Lincoln
(D) General's views should be considered by President not-withstanding their merits
(E) He wanted to avoid confrontation with the General at that critical hour
Ans : (B)

2. What would have been the probable consequences had General Meade followed Lincoln's orders ?
(a) It would have prolonged the war further, indefinitely
(b) Lee's army would have got enough time for a safe escape
(c) The Council of war would not have granted permission to carry out the orders
(A) (a) and (b) only
(B) (a) and (c) only
(C) (b) and (c) only
(D) All the three (a), (b) and (c)
(E) None of these
Ans : (E)

3. Abraham Lincoln had ordered General Meade not to……………..
(a) attack Lee while he had been at a disadvantage due to flooded river
(b) let Lee escape so that the war could be ended immediately
(c) call a council of war to discuss the attack on Lee's forces
(A) All the three
(B) (a) and (b) only
(C) (a) and (c) only
(D) (b) and (c) only
(E) None of these
Ans : (D)

4. In the context of the passage, all of the following statements are true EXCEPT……………..
(A) General Meade would have found it difficult to win the war after Lee's safe escape
(B) General Meade failed to end the war because of the swollen Potomac river
(C) Abraham Lincoln's orders were violated by General Meade
(D) When Potomac river was in spate, Lincoln considered it as a golden opportunity
(E) Abraham Lincoln refrained from sending the letter to General Meade
Ans : (B)

5. What was the situation that made Lee uncomfortable on the fourth day of war while retreating ?
(A) His army had been defeated in a very humiliating manner
(B) He was trapped in an ambush laid down by the enemy's army
(C) His army was sandwiched between enemy's forces and a swollen river
(D) Storm clouds had deluged the country with heavy rains
(E) None of these
Ans : (C)


6. What could be the probable reason why General Meade didn't follow Lincoln's orders ?
General Meade……………..
(A) knew that Lincoln was not empowered to issue such orders
(B) did not wish to terminate war so early
(C) was rule-bound and wanted to follow orders of Council of War
(D) having defeated the enemy, wanted to avoid further bloodshed
(E) was aware of the danger of crossing the swollen Potomac river
Ans : (D)

7. What was the outcome of General Meade' s inaction on Abraham Lincoln's orders ?
(a) Lee and his army could escape safely
(b) It infuriated Abraham Lincoln
(c) Lee's army was defeated and had to retreat
(A) (a) and (b) only
(B) (a) and (c) only
(C) (b) and (c) only
(D) All the three
(E) None of these
Ans : (A)

8. The contents of the passage reveal which qualities of General Meade ?
(A) Timidity and arrogance
(B) Courage and humanitarian consideration
(C) Obedience and bravery
(D) Treachery and lack of patriotism
(E) Undue compassion for enemy and lawlessness
Ans : (B)

9. Abraham Lincoln was extremely annoyed with General Meade because…………….. (A) the latter had hurt his ego by violating his orders
(B) the General had procrastinated on his orders due to inertia
(C) a golden opportunity to win the war early was lost
(D) the latter had colluded with the enemy General
(E) None of these
Ans : (C)

Directions–(Q. 10-12) Choose the word or group of words which is MOST NEARLY THE SAME in meaning as the word printed in bold.
10. Conservative
(A) Traditional
(B) Negative
(C) Backward
(D) Biased
(E) Unsymmetrical
Ans : (A)

11. Distressed
(A) Relieved
(B) Annoyed
(C) Sad
(D) Anxious
(E) Devastated
Ans : (B)

12. Grasp
(A) Understand
(B) Seize
(C) Knowledge
(D) Reach
(E) Assimilate
Ans : (B)

Directions–(Q. 13-15) Choose the word or group of words which is MOST OPPOSITE in meaning of the word/group of words printed in bold.

13. Surge
(A) Thinning
(B) Flash
(C) Drought
(D) Iota
(E) Miniscule
Ans : (A)

14. Violation
(A) Breach
(B) Honouring
(C) Obedient
(D) Confirmation
(E) Regulation
Ans : (B)

15. Receded
(A) Accumulated
(B) Extended
(C) Deflated
(D) Reflected
(E) Advanced
Ans : (E)

Directions–(Q. 16-20) Rearrange the following six sentences (a), (b), (c), (d), (e) and (f) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(a) What made him one of the richest men in the USA ?
(b) He had hundreds of men working for him.
(c) And he knew how to handle these knowledgeable men.
(d) What made Andrew Carnegie a successful businessman?
(e) They knew far more about steel than he did.
(f) He was called the steel king, yet he himself knew little about manufacture of steel.

16. Which of the following will be the FOURTH sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (B)

17. Which of the following will be the FIFTH sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (E)

18. Which of the following will be the SECOND sentence after rearrangement ?
(A) (a)
(B) (b)
(C) (c)
(D) (d)
(E) (e)
Ans : (A)

19. Which of the following will be the THIRD sentence after rearrangement ?
(A) (f)
(B) (e)
(C) (d)
(D) (c)
(E) (b)
Ans : (A)

20. Which of the following will be the FIRST sentence after rearrangement ?
(A) (f)
(B) (e)
(C) (d)
(D) (c)
(E) (b)
Ans : (C)

Directions–(Q. 21-25) Against each question number, an incomplete statement is provided. In the next column, there are fillers denoted by (a), (b), (c), (d), (e), (f), (g), (h) and (i). You have to find out which one, two or more of these can grammatically and meaningfully complete the incomplete statement provided against the question number. Accordingly, mark your answer where .answer choices are provided against question number repeated below the statement and fillers.
(a) he had to pay what the vendor had insisted on.
(b) yet, he seldom wins any easy bargain.
(c) yet, he somehow manages to maintain a win-win situation.
(d) and therefore, he always gets an edge over others.
(e) still, he rarely succeeds in being a beneficiary.
(f) but he refrains from seeking any benefits out of that strength.
(g) people are carried away by his perceived quality.
(h) he uses it for the society and not for self
(i) how can one expect him to benefit ?

21. His misunderstanding is that he acquired a good trick of the trade…………..
(A) (i) only
(B) Either (d) or (e)
(C) (g) only
(D) (d) only
(E) None of these
Ans : (B)

22. He projects himself as a likeable person without really being so…………..
(A) (e) only
(B) (g) only
(C) (c) only
(D) (a) only
(E) Either (c) or (g)
Ans : (B)

23. His persuasive skills are of a higher order…………..
(A) (i) only
(B) (a) only
(C) (c) only
(D) (g)only
(E) None of these
Ans : (E)

24. Despite being good at negotiations…………..
(A) (a) only
(B) (b) only
(C) Either (a) or (c)
(D) Either (a) or (b)
(E) Either (b) or (c)
Ans : (A)

25. He has serious limitations in convincing others…………..
(A) (e) only
(B) (a) only
(C) (c) only
(D) (d) only
(E) Either (d) or (e)
Ans : (C)

Directions –(Q. 26-35) Which of the following phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and no correction is required, mark (E) as the answer i.e. "No Correction Required".

26. Favourable changes would be visible if proper information will be shared without any reservations.
(A) will be visible if proper information would be shared
(B) would be visible if proper information is shared
(C) would be visible through proper share of information
(D) were visible after share of information will be proper
(E) No Correction Required
Ans : (B)

27. In the monsoon, large branches of trees suddenly break up and fall, wreck parked cars or a passing pedestrian.
(A) break up and fall suddenly, wreck
(B) suddenly break up, fall and wreck
(C) suddenly break off and fall, wrecking
(D) suddenly wreck, fall and break off
(E) No Correction Required
Ans : (C)

28. People had been motivated to join the movement to fight poverty and use the armed struggle to get social justice.
(A) are motivated to join
(B) were motivated to joining
(C) had motivation for joining
(D) had been motivated for joining
(E) No Correction Required
Ans : (E)

29. The Government discovered that though the scientist's seniority was entitled the highest grade in the service, his claims had been over-looked.
(A) scientist was entitled to the I highest grade by his seniority
(B) seniority of the scientist had been entitled to the highest grade .
(C) highest grade was entitled to the scientist with his seniority
(D) seniority was a factor to decide entitlement of the scientist to highest grade
(E) No Correction Required
Ans : (A)

30. Through the experiment, the boy, had gained just enough knowledge to whet his appetite for more.(A) just enough knowledge to his appetite whetting for more
(B) enough knowledge just to whet his appetite much more
(C) just enough knowledge for whetting more and more appetite
(D) knowledge enough to whet is much more appetite
(E) No Correction Required
Ans : (E)

31. The relationship has perceived by people of both countries as mutually beneficial and rewarding, so that they will develop trust and confidence.
(A) perception of relationship between people
(B) perceived relationship among people
(C) relationship as perceived by people
(D) relationship has to perceived by people
(E) No Correction Required
Ans : (D)

32. While acknowledging his knowledge and technical competence, the official sources lay down stress on his Integrity.(A) lay upon stress on the integrity
(B) lay off stress on his integrity
(C) lay stress on his integrity
(D) lay stress on him being a person on integrity
(E) No Correction Required
Ans : (C)

33. There is an impact assessment zone where radiation levels are regularly monitoring.
(A) level is regularly monitoring
(B) level is regular to monitor
(C) levels are regularly monitored
(D) level is monitoring regularly
(E) No Correction Required
Ans : (C)

34. What should they do with the enormous wealth is their lookout.
(A) they should have done with the enormous wealth have
(B) should they do if the wealth is enormous is
(C) should they be doing for the enormous wealth is
(D) they should do with the enormous wealth is
(E) No Correction Required
Ans : (E)

35. Those who voted for change in the region now wonder about its whereabouts.(A) are now wonderful about its whereabouts
(B) have now wondered of its whereabouts
(C) now wonder at whereabouts of themselves
(D) wonder about their whereabouts now
(E) No Correction Required
Ans : (D)

Directions–(Q. 36-40) In each sentence below there are two blank spaces. Below each sentence, there are five pairs of words denoted by (A), (B), (C), (D) and (E). Find out which pair best fits 'in the blanks in the same serial order to make the sentence meaningfully complete. The letter of that pair is the answer.

36. She had done her graduation and has……………..working in the company……………..nearly twenty years.
(A) is, since
(B) is, from
(C) was, since
(D) been, for
(E) started, about
Ans : (D)

37. Although I was……………..in front of the house, I could not……………..it due to lot of changes around.
(A) facing, find
(B) standing, recognize
(C) right, believe
(D) working, help
(E) alighted, sense
Ans : (B)

38. Spending time is not a……………..as there are numerous……………..to keep me busy.
(A) boon, action
(B) disaster, works
(C) difficulty, occasions
(D) solution, problems
(E) problem, activities
Ans : (E)

39. He realized that poverty can be……………..not by raising slogans, but by……………..more and more jobs for the unemployed.
(A) eliminated, doing
(B) handled, enhancing
(C) eradicated, creating
(D) elevated, assigning
(E) dealt, offering
Ans : (C)

40. When the suppliers came to know that the li1aterial we purchased was for……………..work, they offered generous discount and also made free……………..
(A) relief, delivery
(B) personal, supply
( C) our, manufacture
(D) exceptional, resources
(E) trivial, passage
Ans : (A)

Directions–(Q. 41-50) In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

The latest official figures of 2010 on ...(41)... say this: "A typical Indian worker is male,
...(42)... working in his midtwenties, is presumably better educated than before, ...(43)... most likely to find work as casual labour the ...(44)... secure of jobs. He is also more likely to ...(45)... a job, less likely to be interested in one, and will surely earn better money. His wife is less likely to work."

This is just the sort of ...(46)... that the government cautions observers not to paint, pointing to the formidable armies of the self-employed-those who ...(47)... your shoes, sell you roadside tea, and build a dhaba or a mechanic's shop-in the workforce. But be it the 'casual" workers or the self-employed, these are not the big, sweeping. ..( 48) ...that one expects to see 20 years after a big country starts liberalizing. ...(49) ..., the pro-portion of Indians in manufacturing jobs hasn't changed significantly ...(50)... the 90's.

41. (A) development
(B) economy
(C) employment
(D) education
(E) statistics
Ans : (C)

42. (A) decides
(B) starts
(C) neglects
(D) avoids
(E) pretends
Ans : (B)

43. (A) yet
(B) hence
(C) obviously
(D) and
(E) although
Ans : (A)

44. (A) financially
(B) more
(C) certainly
(D) least
(E) better
Ans : (D)

45. (A) assign
(B) seek
(C) create
(D) get
(E) delegate
Ans : (B)

46. (A) image
(B) guess
(C) riddle
(D) happening
(E) forecast
Ans : (A)

47. (A) wear
(B) polish
(C) handle
(D) sell
(E) steal
Ans : (B)

48. (A) realities
(B) tones
(C) alarms
(D) events
(E) changes
Ans : (A)

49. (A) Hence
(B) Liberally
(C) Subsequently
(D) Luckily
(E) Sadly
Ans : (E)

50. (A) before
(B) in
(C) since
(d) during
(E) over
Ans : (D)